Rates

(effective as of 12/19/22)

Certificates of Deposit & IRAs***

Term Minimum Deposit Interest Rate Compound Frequency APY*
3 Month
$500.00
0.15%
At Maturity
0.15%
6 Month
$500.00
0.25%
At Maturity
0.25%
7 Month
$500.00
0.25%
At Maturity
0.25%
9 Month
$500.00
0.35%
Quarterly
0.35%
11 Month
$500.00
3.94%
Quarterly
4.00%
12 Month
$500.00
0.40%
Quarterly
0.40%
15 Month
$500.00
0.50%
Quarterly
0.50%
18 Month
$500.00
0.50%
Quarterly
0.50%
22 Month Step Up
$500.00
2.20%
Quarterly
2.22%
24 Month
$500.00
0.80%
Quarterly
0.80%
30 Month
$500.00
0.85%
Quarterly
0.85%
36 Month
$500.00
0.90%
Quarterly
0.90%
48 Month
$500.00
1.15%
Quarterly
1.15%
60 Month
$500.00
1.24%
Quarterly
1.25%

Health Savings Account**

Balance Equal/Above Interest Rate Compound Frequency APY*
$0.01
0.00%
Monthly
0.00%
$300.00
0.15%
Monthly
0.15%
$3,000.00
0.20%
Monthly
0.20%

Premium Checking**

Balance Equal/Above Interest Rate Compound Frequency APY*
$0.01
0.01%
Monthly
0.01%
$1,500.00
0.02%
Monthly
0.02%
$100,000.00
0.30%
Monthly
0.30%
$500,000.00
0.60%
Monthly
0.60%

Business Checking**

Type Interest Rate Compound Frequency APY*
Interest Business Checking
0.10%
Monthly
0.10%
Non-Profit Interest Checking
0.10%
Monthly
0.10%

Regular Savings – Personal & Business

Balance Equal/Above Interest Rate Compound Frequency APY*
$0.01
0.00%
Monthly
0.00%
$100.00
0.05%
Monthly
0.05%
$1,000.00
0.10%
Monthly
0.10%
$5,000.00
0.10%
Monthly
0.10%

High-Rate Savings – Personal & Business

Balance Equal/Above Interest Rate Compound Frequency APY*
$0.01
0.00%
Monthly
0.00%
$100.00
0.05%
Monthly
0.05%
$1,000.00
0.10%
Monthly
0.10%
$5,000.00
0.10%
Monthly
0.10%
$50,000.00
0.50%
Monthly
0.50%
$500,000.00
1.24%
Monthly
1.25%

SuperSaver Kids Club Savings

Balance Equal/Above Interest Rate Compound Frequency APY*
$0.01
4.91%
Monthly
5.00%
$500.01
0.10%
Monthly
0.10%
$5,000.00
0.10%
Monthly
0.10%

Interest Rate and Annual Percentage Yield subject to change at bank’s discretion.
**Minimum balances required to avoid service charge.

Fees could reduce the earnings on the account.
***Penalty for early withdrawal.

You may call 402-238-2245 for further information about interest rates.