Personal CDs & IRAs

Invest with confidence

For more information about any of our investment products, please contact an i3 Bank customer service representative at 402-238-2245 or stop by one of our locations and we would be happy to assist you.

  • $500 Minimum Balance to Open
  • A fixed-rate account where the interest rate and annual percentage yield will not change for the term of the account, unless otherwise stated
  • A term deposit account where you make a commitment to leave funds on deposit for a set period of time, anywhere from three months to 60 months View current rates
  • Interest will normally be compound to the certificate at maturity for terms under seven months and quarterly for terms of nine months and more, or you may have the interest deposited into your account if we agree at opening
  • Interest is calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Certificates will automatically renew; you will have 10 calendar days after the maturity to withdraw funds without penalty
  • An early withdraw penalty will be imposed if funds are withdrawn before maturity;
    • If the original term is one year or less, the fee we may impose is equal to one month interest
    • If the original term is over one year, the fee we may impose is equal to three months interest
    • If the original term is over 60 months, the fee we may impose is equal to six months interest
  • Types of IRAs offered – Traditional, ROTH and SEP
  • Investment products are time certificates of deposit as described above View current rates
  • Several types of contributions can establish an IRA, such as regular, rollover or transfer
  • Contribution amounts may vary depending upon certain eligibility requirements; please consult your tax professional for assistance
  • Individuals cannot withdraw funds before age 59½ without a 10 percent early withdrawal penalty
  • Individuals over 59½ years of age and those required to take a minimum distribution (over 70½ years of age) may withdraw funds at any time without penalty
  • The contribution deadline is April 15 following the tax year for which you make your contribution
  • The easiest, most convenient way to secure full FDIC insurance on deposit amounts over $250,000
  • One relationship, one statement, one-stop investments
  • Terms are set at 4, 13, 26 or 52 weeks and 2, 3 or 5 years
  • Rates vary by week and are available by calling i3 Bank